The Lloyd's Market provides global insurance coverage for a huge range of clients, all seeking to manage the risks that they face: ship owners, airlines, oil companies, industrial conglomerates, financial institutions, professional firms, medical experts, sports teams, entertainers, major event organisers, art collectors, private house or car owners.
Other insurers from around the world also access the Lloyd's Market to help spread the property and liability risks which they have taken on - especially those resulting from windstorms (hurricanes, typhoons, cyclones and tornadoes), earthquakes, tsunamis and man-made disasters - through what is termed reinsurance. Political risks, terrorist exposures, incidents of piracy and major construction risks are also insured or reinsured at Lloyd's.